May 30, 2026
The Anatomy of Prepaid Card Fees: A Line-by-Line Breakdown
An exhaustive look at every fee category that prepaid card issuers impose — and what each one actually costs you annually.
All Reports
Our five-person team publishes new investigative reports on consumer finance topics on a regular schedule.
May 27, 2026
Federal Rules Governing Prepaid Accounts: What Changed in 2019
The CFPB prepaid accounts rule transformed consumer protections. We break down every major provision and its real-world impact.
May 24, 2026
How Virtual Cards Are Reshaping Consumer Spending Habits
Digital-first payment instruments are growing at 38% annually. We examine the forces driving this transformation in consumer behavior.
May 21, 2026
Open-Loop vs Closed-Loop: The Structural Differences Explained
Not all stored-value products are created equal. We compare two fundamentally different card architectures and what they mean for consumers.
May 18, 2026
Consumer Dispute Resolution for Prepaid Account Holders
When something goes wrong with a prepaid account, consumers have specific legal rights. Here is how the dispute resolution process works.
May 15, 2026
The Carbon Footprint of Payment Cards: An Environmental Analysis
Over 3 billion plastic cards are manufactured annually. We investigate the environmental cost of physical payment media production.